A calmer way to
organise your finance.
Fridomax gives your spending and savings clearer boundaries, so every naira has a purpose and your savings are harder to break.
Savings Goal
₦1,005,000
Spend Check
₦15,000 over
Move money with more intention
Money disappears when everything feels available.
Fridomax is built for the moment income enters one loose balance and immediately becomes easier to spend than to protect.
Day 1
₦1,500,000
Salary arrives
Day 10
₦800,000
You've been spending
Day 20
₦200,000
Running low
Day 30
₦0
Broke again
This is the cycle Fridomax is designed to break.
The problem is not only income. It is the lack of structure around income. One balance makes everything feel spendable.
01
No structure
All your money sits in one pot. Nothing is separated. Nothing has a purpose. Everything is available — until it's gone.
02
No boundaries
Your bank never says no. Food, transport, entertainment — all unlimited. The money runs out before the month does.
03
Savings come last
You spend first, save what's left. There's never anything left. Real saving requires structure, not willpower.
Built to create financial discipline
Each part of the product is designed to make money easier to structure, harder to leak, and clearer to manage.
Every naira gets a job
Fridomax separates money into Spending and Savings, then lets users organise each side into purpose-based sub-accounts.
- Spending and Savings split
- Purpose-based sub-accounts
- 100% allocation logic
- Clear money boundaries
Intent before transaction
The product direction is not just moving money faster, but helping users understand what a transfer means before they make it.
- Natural language flows
- Budget-aware interaction
- Decision support
- Intent-led transfers
Savings with clearer intent
Savings can carry goal amounts and maturity timing, making them feel like commitments instead of leftover money.
- Goal-based buckets
- Maturity timing
- Protected savings behaviour
- Multiple savings purposes
Built for Nigeria, from scratch
Fridomax is built around Nigerian money behaviour, Nigerian bank workflows, and naira-native financial use cases.
- Naira-native UX
- Nigerian bank workflows
- BVN verification flows
- Local spending realities
Three steps. That's all.
Start with a structure simple enough to set up once and strong enough to guide daily money decisions.
Set up your money structure
Choose your spending and savings split, then decide how each side should be organised before money starts moving.
Start with a simple structure, then refine it over time.
Create purpose-based sub-accounts
Add sub-accounts like General, Food, Transport, Business Capital, or Housing so every part of your money has a job.
Spending and savings can each carry their own structure.
Let Fridomax keep it organised
Once the structure is in place, users can track money more clearly, protect savings better, and make more intentional decisions day to day.
The goal is less money chaos and more financial control.
Built for clarity, not complexity
The product is designed to make money structure, balances, and priorities easier to understand at a glance.
Wallet Overview
All your accounts and balances at a glance.
Your money. Completely protected.
Fridomax is designed with strong security, local banking context, and verification layers that support safer financial behaviour.
CBN-Licensed Partners
Your funds are held by CBN-licensed and NDIC-insured banking partners. Fridomax controls access — not your money.
NDIC Insured
Every naira deposited is protected by Nigeria Deposit Insurance Corporation coverage, just like any tier-1 bank.
Biometric Authentication
Face ID or fingerprint required for every login and every transaction. Your bank, your face.
Dual PIN System
A 6-digit App PIN controls access. A separate Transaction PIN authorises every transfer. Two layers. Zero shortcuts.
Device-Bound Account
Your Fridomax account is cryptographically tied to your registered device. New device? Full re-verification required.
Built for Nigeria
Not adapted from foreign apps. Designed from scratch for Nigerian income earners, Nigerian banks, and the Nigerian naira.
Questions worth asking
Everything you need to know before you take control of your money.
No. Fridomax is a financial discipline layer that works on top of licensed Nigerian banking infrastructure. Your funds are held by our CBN-licensed and NDIC-insured banking partners — we provide the intelligence and hard limits that those banks lack.
Join early if you want
more control over your money.
Join the waitlist if you want spending to feel clearer, savings to feel safer, and your money structure to do more of the discipline work for you.
Free during early access. No card required.